MMA Realty Capital (MRC) provides market rate multifamily and commercial financings as well as real estate investment management services, originating investments for both institutional investors and for its own account.

MRC is composed of 3 distinct business units that work in concert to provide real estate products and investments to both our developer/owner customers and our institutional investor customers:

1. Agency Lending - specializes in market rate multifamily, student and seniors housing (Fannie Mae DUS, Freddie Mac Program Plus, HUD/FHA, and GNMA products);
2. Investment Management - we manage high yield debt funds and whole loan individual accounts in both the commercial and multifamily space; and
3. Proprietary Investing – utilizes parent (MMA) company’s $3 billion balance sheet to provide custom tailored capital solutions for both our developer and investor customers (across all asset classes).

Our longstanding institutional capital relationships, combined with the strength and flexibility of MMA’s balance sheet, allows us to originate custom tailored capital solutions for developers and owners of real estate nationwide. Our willingness to take down deals with our own capital gives our borrower customers certainty of closing and our investor customers the comfort that we are making prudent investments.

We operate under the belief that by providing a wide array of capital products to our developer/owner customers, we generate a higher volume of investment products for our investor clients. Conversely, by providing more investment opportunities to our investor clients, we lower the overall cost of capital that we can deliver through to our developer/owner customers. This creates a virtuous circle that continues to drive the growth of our business.

In 2007, MMA Realty Capital generated $2.3 billion in gross loan production. A 26% increase over 2006 production.